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Subject: I want to own again

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spring3
Posts:1

19-05-2009 11:05 AM Alert 

i'm in a debt plan at the moment, have been paying £120.00 for 5months, and am just in the process of going bankrupt.  I rent a small house and am desperate to get a mortgage again, does anyone know what my chances would be?

930
Posts:12

19-05-2009 11:10 AM Alert 

Thats interesting as I have just been discharged from bankruptcy, well about a year ago, and I earn pretty good money now and I want to see if I can obtain a mortgage again to purchase a new home with my new girl.

Does anyone know where/who can help me?

Johnny Debt
Posts:322


19-05-2009 5:08 PM Alert 
In the current climate, I think your biggest problem will be your credit rating. Certainly your Bankruptcy will sit on your credit file for the next six years.

I would suggest though that regardless of the outcome you do start now to repair and improve your credit rating.

I have contacted a mortgage broker to look at this post to tell you how the situation is today.

Johnny Debt
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Kellieh
Posts:3

19-05-2009 6:47 PM Alert 
Hi, we are mortgage brokers and we will need more information like how much you need to borrow against the purchase price etc. Please call us on 0117 909 9889 or let us know when to call you - we are available evenings and weekends. Dave & Kellie at DKmortgageUK
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