Here are some sample settlements that have been completed.

Debt of £15,122.22 settled at £5,183.65

Debt of £10,026.04 settled at £3,471.03

Debt of £1,655.00 settled at £317.55

It is very hard work, and a long drawn out process, but the end result for the client is worth it - Debt Free!

Warning! Not recomended if you are a property owner.

I am impressed at your results Johnny. This truly is a worth while solution to financial worries, especially if the client is in a rental property.

Those who purchase under Home Resuce, or BMV, could use this as a good solution, if when purchasing funds are tight for the client and there is juct not enough to go around to the creditors.

I am finding more and more clients want to hold on to what little funds they have rather than pay 100% back.

Alternativley, I am finding that if a client is a Home owner and re-mortgages to inexcess of 85% LT, a Full & Final IVA settles with the creditors and the house is not taken into consideration.

Client has the best of both worlds.